Checking Accounts

Everyday banking made simple. Enjoy fee-free checking with powerful features designed for modern life.

Open an Account

Choose Your Perfect Checking Account

Essential Checking

$0 /month
  • No minimum balance required
  • Free debit card
  • Mobile check deposit
  • Access to 40,000+ ATMs
  • 24/7 online banking
  • No interest earned
Get Started
MOST POPULAR

Premium Checking

$12 /month

or free with $1,500 min. balance

  • All Essential features
  • 0.02% APY interest
  • Free cashier's checks
  • Overdraft protection
  • Free wire transfers
  • Priority customer support
Get Started

Elite Checking

$25 /month

or free with $25,000 min. balance

  • All Premium features
  • 0.05% APY interest
  • Unlimited ATM fee rebates
  • Dedicated relationship manager
  • Premium travel benefits
  • Identity theft protection
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Powerful Features for Modern Banking

Mobile Banking

Deposit checks, pay bills, and transfer money from anywhere using our award-winning mobile app.

Zero Liability Protection

Shop with confidence knowing you're protected from unauthorized transactions.

Real-Time Alerts

Stay informed with instant notifications for deposits, withdrawals, and suspicious activity.

Early Direct Deposit

Get paid up to 2 days early when you set up direct deposit with your employer.

Card Lock

Instantly lock or unlock your debit card from the mobile app if it's lost or stolen.

Easy Transfers

Send money to friends and family instantly with Zelle, integrated right into your account.

Frequently Asked Questions

Opening an account is easy! Click "Open an Account" and complete our online application in just 5 minutes. You'll need your Social Security number, a valid ID, and a funding source. Most accounts are approved instantly.

Our Essential Checking has no minimum opening deposit. Premium and Elite accounts require a $25 minimum opening deposit, which can be funded via debit card or bank transfer.

Yes! You can link external bank accounts for easy transfers. Simply add your account through online banking or the mobile app using your routing and account numbers.

With Premium and Elite checking, you have overdraft protection that links to your savings account. For Essential checking, we'll decline transactions that would overdraw your account rather than charging fees.

Ready to Get Started?

Open your checking account today and enjoy banking that works for you.

Open Your Account